Noel King MD - ECO Seal Insulation Ltd
"I would recommend Lifegoals to any of my friends. After evaluating my current status I maintained my benefits and at the same time gained significant savings."
October 2011
Paul Kearney - Managing Director PK Printing Ltd
"I have been dealing with Life Goals for the last 7 years. In that time I have found their expertise to be hugely beneficial from a tax saving point of view and protecting and maximizing investment returns. I would have no problem recommending them in the future" November 2011
Noel Lynn MD - Wired Technologies Ltd
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An ARF allows you to use your accumulated pension funds to create a savings account with your retirement funds
The ARF delivers tax free growth and there are cash withdrawal options available
This means increased and more flexible options at retirement with greater control of your funds
ARF & Options Overview
Conversion is allowed when you have used one of the products below to accumulate your pension fund
ARF & Making Decisions
There are always important financial decisions to be made when it comes to investing in an Approved Retirement Fund
Listed below are two Q & A's on some key points that need to be considered before reaching any decision
(1) ARF Investment Strategy:
How would you want your money managed if it was invested in ARF?
(2) ARF Suitability Questionnaire:
Are you sure about an ARF being the right option for your pension fund investment?
Access: how much access to the money invested will you need?
Risk: appetite for risk on a scale of 1 to 10; 1 being low risk
Tax: finding the best tax strategy?
Income: will you need a regular income, withdrawals, none of these?
Capital: guaranteed return required?
ARF Summary
This may be your most important asset at retirement
We would always advise caution and expert advice when making any investment decisions
This investment is even more important than normal as retirement income depends on it so extra care required
Contact Us for advice and expertise
Answers and then advice to help with the decision
Questions
1 You do not need to take an income from this part of your pension fund?
2 You know the value of your ARF can fall and rise and there are no future guarantees?
3 You want the pension funds to be invested and to grow over time?
4 You would like your children to be able to inherit from an ARF?
5 You might have health worries and have a limited life expectancy?
6 You may not be ready to purchase an annuity but will at a later date?
7 You know taking an income may mean that the money in the fund will be spent too soon?
8 You know the Revenue Limits and Rules and rules that apply to ARF’s?
9 You have access to expert and qualified advice?
10 You know of your other pension entitlements?
These questions answered will help to ensure that you get the best decision
Your Life Cover & Protection Planning
