Your Risk Profile - Risk Versus Reward
What Our Customers Say
Before you invest or save, it would be wise to invest some quality time in understanding your saving and investment risk profile
Investing is not gambling. There are excellent safeguards and guarantees to protect money and at the same time deliver a positive return.
Make the right moves and enjoy watching your savings and investments grow.
We take risk profiling very seriously for example
We make sure we are correct on product suitability, eligibility and affordability
Our recommendations are always appropiate
Listed below are the nine questions that we would ask you to build a risk profile in order to give you our best advice
1. Risk Rate Yourself?
Are you a No, Low, Medium or High Risk?
On a scale of 1 to 10, 1 being low how would you rate yourself?
2. Your Risk Profile?
Are you cautious, balanced or adventurous?
3. Your Age & Risk?
If you are older;
4. Your Gender & Risk?
Very important point to cover if you are a female planning an investment on your own or with a spouse / partner
5. Your Current Investment Portfolio & Risk?
6. Past Investment Experience & Risk?
Maybe you don’t have any experience or because you are older or it may be that your previous investment strategy is no longer suitable.
Understanding these will help with understanding your attitude to risk.
7. Your Risk Capacity?
Assessment to be based on current finacial situation
For example: current income, available assets that are free to invest; actual income requirements, current age/ health and your investment objectives
8. Investment Time Available & Risk?
How are you planning to use the investment in the future?
9. Investment Portfolio
It is unusual to find that just one saving and investment can meet many needs.
For a number of financial objectives a number of investment products may be required.
This would create a portfolio of investments and these would normally mature at different times - we set up and manages these for many of our clients
Before you make up your Mind
We can help you make it Right
Complete these steps and with expert advice, you are ready to to see savings and investments work for you
We would be delighted to offer you our friendly advice and expertise, please Contact Us at anytime