When it comes to financial planning, one topic that is considered simple but often sparks the most questions is protection. Whether you’re a first-time buyer, have a growing family, are a business owner or approaching retirement, ensuring that you and your loved ones are financially secure is the foundation of a solid financial plan. We […]
When we think about pensions and investments, the focus is usually on building wealth especially for retirement. But what happens when you’re gone? Estate planning is often overlooked, yet it’s a crucial part of ensuring your hard-earned assets benefit the people you care about most. It is often assumed that pensions and investments will automatically […]
A pension remains the most tax-efficient way to save for your retirement. Contributions to an approved pension scheme, whether that’s a company pension, PRSA (Personal Retirement Savings Account), or personal pension including any AVCs, offer 3 main tax advantages: Tax Relief on Contributions You can claim income tax relief on the money you pay into […]
Now that the awareness campaign for “My Future Fund” has started, workplace pensions have very much moved into the spotlight. Rather than thinking this is a default situation, employers are asking an important question: Should we rely on the new Pension Auto Enrolment system, or set up our own company group pension scheme? What are […]
One of the most frequent reasons our investment clients get in touch is around times of market volatility. It can feel overwhelming for both seasoned investors and those just starting out when there are market fluctuations. The main thing we always say is that volatility is part of the investment journey. Turbulence in the short […]